At the end of this month I have to go to the bank to discuss checking accounts, up till this point I’ve never had to use one because being a “child” or under the age of 19 allowed me free transactions and brilliant interest. I will sadly have to start paying fees, but I will be careful to get the unlimited one for 12$ rather then paying on 4$ for 10 transactions (after that you pay a dollar something) and since I hate cash I tend to use my bank card a LOT more then that.